Learning Responsibility, Part 2: Finances

English: An origami flower made of multiple te...

It doesn’t grow on trees, folks. (Photo credit: Wikipedia)

When I went to college, people understood my study habits, but many of my new friends couldn’t relate to my budgeting habits.  I was often amused by a certain friend’s reaction when I said I didn’t want to buy something because I didn’t want to spend the money.  “Why not?!” he’d ask, slightly incredulous.  “I know you can afford it!”  Yeah, I had money in my checking account, but only because I didn’t constantly spend it on needless things!  I wasn’t a miser or a Scrooge.  I’d go out bowling with friends and to the occasional movie, but I was careful and rarely made frivolous purchases.  Later I watched that same friend bury himself in credit card debt far too early in life, and I’m so thankful for the responsibility my parents taught me in my childhood.

Keep reading to learn how I learned about money!